People love to talk about how much they love summer. And listen, I get it—the weather allows for pool days, beach vacations, and wearing dresses sans outerwear. But if I’m being honest, winter fashion is much more exciting to me. I love the challenge of styling outerwear, and to be frank, it’s just easier to look polished when there are more layers involved.
While the first day of winter is not technically for a couple of weeks (mark your calendars for December 21, friends), I’m already getting my outfits in order with a little help from one of my go-to retailers, Moda Operandi. The site carries all of the best brands, from contemporary favorites like Proenza Schouler and Wardrobe NYC to luxury designers like Prada and Bottega Veneta. The best part about Moda Operandi is that it’s partnered with Affirm,* so I have the option to buy my winter looks now and pay for them over time. I currently have these five chic outfits in my shopping cart, each of which I’ll be relying on for upcoming occasions both big and small.
*Rates from 0-30% APR. For example, an $800 purchase could be split into 12 monthly payments of $73 at 15% APR or 4 interest-free payments of $200 every two weeks. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.